We live in a complex world of income taxes, social security
taxes, Medicare taxes, insurance and investment portfolios, company
sponsored benefit programs and pensions - it can often be
overwhelming! This is the process of bringing them all together
to make sure your personal objectives are met (in a tax-advantaged
manner), and to make certain you won't have to face a future filled
- Estate Planning
The transfer of assets at death should be a simple task, but
it's not. And the more assets there are, the more complex the
problems - and after the 'tax man' gets through, what remains is often
a small percentage of the total; federal estate taxes alone can be as
high as 48% of the taxable estate.
We are General Agents for a number of highly-rated life,
health and disability companies, and offer products which we provide
directly from our office in California, as well as through broker
associates throughout the country.